Terms & Conditions

1. Acceptance of Terms

By accessing and using the kelurantiqo.com website, you agree to comply with these Terms and Conditions. If you do not agree with any part of these terms, you should not use our website.

2. Description of Services

Kelurantiqo provides educational content on personal finance and financial planning. We do not offer financial services, investment advice, loans or any type of professional financial advice.

3. Disclaimer

All content provided on this website is for educational and informational purposes only. It does not constitute financial, legal or investment advice. We recommend that you consult qualified professionals before making financial decisions.

4. Intellectual Property

All website content, including texts, graphics, logos, images and software, is the property of Kelurantiqo or its licensors and is protected by Brazilian copyright laws.

5. User Responsibilities

By using our website, you agree to:

• Provide true and accurate information
• Not use the site for illegal purposes
• Not attempt to access restricted areas of the site
• Respect intellectual property rights

6. Limitation of Liability

Kelurantiqo will not be liable for any direct, indirect, incidental or consequential damages resulting from the use or inability to use our website or content.

7. Modifications

We reserve the right to modify these terms at any time. Changes take effect immediately upon publication on the website. Continued use of the site after changes constitutes acceptance of the new terms.

8. Governing Law

These terms are governed by the laws of the Federative Republic of Brazil. Any dispute will be resolved in the courts of São Paulo, SP.

9. Contact

For questions about these terms, contact us: legal@kelurantiqo.com